FORD says to Disabled

Author	Message
zoom3+1=4 Volunteer tester Send message Joined: 30 Nov 03 Posts: 65758 Credit: 55,293,173 RAC: 49	Message 846595 - Posted: 30 Dec 2008, 0:49:17 UTC Last modified: 30 Dec 2008, 0:50:39 UTC FORD says to Disabled who get SSI(Supplemental Security Income), No W-2 form, No car loan, Good thing they don't need any money I guess. That sounds like FORD likes to violate the ADA(Americans with Disabilities Act). The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's ID: 846595 ·

Matthew Love Volunteer tester Send message Joined: 26 Sep 99 Posts: 7763 Credit: 879,151 RAC: 0	Message 846598 - Posted: 30 Dec 2008, 0:50:18 UTC - in response to Message 846595. FORD says to Disabled who get SSI(Supplemental Security Income), No W-2 form, No car loan, Good thing they don't need any money I guess. That is big business for yeah!! LETS BEGIN IN 2010 ID: 846598 ·

Blurf Volunteer tester Send message Joined: 2 Sep 06 Posts: 8962 Credit: 12,678,685 RAC: 0	Message 846600 - Posted: 30 Dec 2008, 0:52:20 UTC This is preposterous! ID: 846600 ·

Matthew Love Volunteer tester Send message Joined: 26 Sep 99 Posts: 7763 Credit: 879,151 RAC: 0	Message 846605 - Posted: 30 Dec 2008, 0:57:45 UTC - in response to Message 846600. This is preposterous! Yes it is!! they want the American People to buy thier cars then they turn around and do stupid things like this. I have no pitty for companies that treat employee's past, prestent or future like slave labor. LETS BEGIN IN 2010 ID: 846605 ·

kittyman Volunteer tester Send message Joined: 9 Jul 00 Posts: 51468 Credit: 1,018,363,574 RAC: 1,004	Message 846619 - Posted: 30 Dec 2008, 1:18:44 UTC Last modified: 30 Dec 2008, 1:19:37 UTC But I have to say, in the most polite manner possible...... That giving loans to those with 'shall we say'....less than the best credit possible.....was what led to the current home loan crisis? Not that Joker could not meet his loan demands... Not that many, or most SSI recipients could not... But isn't that the crux of the matter right now? Many could not...... "Freedom is just Chaos, with better lighting." Alan Dean Foster ID: 846619 ·

Blurf Volunteer tester Send message Joined: 2 Sep 06 Posts: 8962 Credit: 12,678,685 RAC: 0	Message 846624 - Posted: 30 Dec 2008, 1:25:51 UTC Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. ID: 846624 ·

zoom3+1=4 Volunteer tester Send message Joined: 30 Nov 03 Posts: 65758 Credit: 55,293,173 RAC: 49	Message 846627 - Posted: 30 Dec 2008, 1:27:19 UTC - in response to Message 846619. But I have to say, in the most polite manner possible...... That giving loans to those with 'shall we say'....less than the best credit possible.....was what led to the current home loan crisis? Not that Joker could not meet his loan demands... Not that many, or most SSI recipients could not... But isn't that the crux of the matter right now? Many could not...... Mark this is about Car Loans and the Disabled, Not Home Loans, So I don't see a connection. The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's ID: 846627 ·

kittyman Volunteer tester Send message Joined: 9 Jul 00 Posts: 51468 Credit: 1,018,363,574 RAC: 1,004	Message 846636 - Posted: 30 Dec 2008, 1:35:02 UTC - in response to Message 846627. But I have to say, in the most polite manner possible...... That giving loans to those with 'shall we say'....less than the best credit possible.....was what led to the current home loan crisis? Not that Joker could not meet his loan demands... Not that many, or most SSI recipients could not... But isn't that the crux of the matter right now? Many could not...... Mark this is about Car Loans and the Disabled, Not Home Loans, So I don't see a connection. Joker..... It's all about granting credit....whether it's 100,000 for a home, 20,000 for a car, or just 5,000 on a credit card.... I am not sniping at you, my friend. "Freedom is just Chaos, with better lighting." Alan Dean Foster ID: 846636 ·

Blurf Volunteer tester Send message Joined: 2 Sep 06 Posts: 8962 Credit: 12,678,685 RAC: 0	Message 846641 - Posted: 30 Dec 2008, 1:42:12 UTC - in response to Message 846636. Joker..... It's all about granting credit....whether it's 100,000 for a home, 20,000 for a car, or just 5,000 on a credit card.... I am not sniping at you, my friend. Again... Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. A friend of mine in Florida right now is on SSI (due to health issues but he chose SSI over SSD) and he bought a car on a loan and has not defaulted on any payments. ID: 846641 ·

Misfit Volunteer tester Send message Joined: 21 Jun 01 Posts: 21804 Credit: 2,815,091 RAC: 0	Message 846644 - Posted: 30 Dec 2008, 1:46:25 UTC - in response to Message 846636. So you'd rather deny the person with the GUARANTEED income instead of the person employed with the at-will job - who may easily lose their job and default on the loan. THAT has more to do with the housing issue than disabled people trying to buy a product. Go by the credit score and not the source of income! me@rescam.org ID: 846644 ·

kittyman Volunteer tester Send message Joined: 9 Jul 00 Posts: 51468 Credit: 1,018,363,574 RAC: 1,004	Message 846645 - Posted: 30 Dec 2008, 1:47:02 UTC - in response to Message 846641. Joker..... It's all about granting credit....whether it's 100,000 for a home, 20,000 for a car, or just 5,000 on a credit card.... I am not sniping at you, my friend. Again... Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. A friend of mine in Florida right now is on SSI (due to health issues but he chose SSI over SSD) and he bought a car on a loan and has not defaulted on any payments. I didn't say that they had bad credit..... I just said that the largest percentage of people who have defaulted on loans, and set the grounds for this current crisis, are those who were granted credit on specious grounds.......because the laws said they should do so.... "Freedom is just Chaos, with better lighting." Alan Dean Foster ID: 846645 ·

kittyman Volunteer tester Send message Joined: 9 Jul 00 Posts: 51468 Credit: 1,018,363,574 RAC: 1,004	Message 846647 - Posted: 30 Dec 2008, 1:50:27 UTC - in response to Message 846644. So you'd rather deny the person with the GUARANTEED income instead of the person employed with the at-will job - who may easily lose their job and default on the loan. THAT has more to do with the housing issue than disabled people trying to buy a product. Go by the credit score and not the source of income! No...it has more to do with the folks who were led to buy beyond their means....just because they could do it momentarily when the rates were low...and then could not cope when either the rates went up, or they could not keep up with balooning rates because they were granted credit that was just beyond their usual reach........ "Freedom is just Chaos, with better lighting." Alan Dean Foster ID: 846647 ·

Misfit Volunteer tester Send message Joined: 21 Jun 01 Posts: 21804 Credit: 2,815,091 RAC: 0	Message 846648 - Posted: 30 Dec 2008, 1:50:34 UTC - in response to Message 846645. I didn't say that they had bad credit..... I just said that the largest percentage of people who have defaulted on loans, and set the grounds for this current crisis, are those who were granted credit on specious grounds.......because the laws said they should do so.... The thread topic is Ford refusing to sell cars to customers getting SSI/SDI/SSD (whatever you want to call it). While you are trying to draw a correlation between those disabled customers and people with bad credit. Unless you have national statistical data that backs up your words I'd say you should quit while you're behind. me@rescam.org ID: 846648 ·

Misfit Volunteer tester Send message Joined: 21 Jun 01 Posts: 21804 Credit: 2,815,091 RAC: 0	Message 846649 - Posted: 30 Dec 2008, 1:51:41 UTC - in response to Message 846647. So you'd rather deny the person with the GUARANTEED income instead of the person employed with the at-will job - who may easily lose their job and default on the loan. THAT has more to do with the housing issue than disabled people trying to buy a product. Go by the credit score and not the source of income! No...it has more to do with the folks who were led to buy beyond their means....just because they could do it momentarily when the rates were low...and then could not cope when either the rates went up, or they could not keep up with balooning rates because they were granted credit that was just beyond their usual reach........ Again, which has what to do with a person being disabled? me@rescam.org ID: 846649 ·

kittyman Volunteer tester Send message Joined: 9 Jul 00 Posts: 51468 Credit: 1,018,363,574 RAC: 1,004	Message 846650 - Posted: 30 Dec 2008, 1:52:30 UTC - in response to Message 846648. I didn't say that they had bad credit..... I just said that the largest percentage of people who have defaulted on loans, and set the grounds for this current crisis, are those who were granted credit on specious grounds.......because the laws said they should do so.... The thread topic is Ford refusing to sell cars to customers getting SSI/SDI/SSD (whatever you want to call it). While you are trying to draw a correlation between those disabled customers and people with bad credit. Unless you have national statistical data that backs up your words I'd say you should quit while you're behind. Maybe I have been misunderstood......... "Freedom is just Chaos, with better lighting." Alan Dean Foster ID: 846650 ·

zoom3+1=4 Volunteer tester Send message Joined: 30 Nov 03 Posts: 65758 Credit: 55,293,173 RAC: 49	Message 846653 - Posted: 30 Dec 2008, 1:53:25 UTC - in response to Message 846641. Last modified: 30 Dec 2008, 1:55:16 UTC Joker..... It's all about granting credit....whether it's 100,000 for a home, 20,000 for a car, or just 5,000 on a credit card.... I am not sniping at you, my friend. Again... Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. A friend of mine in Florida right now is on SSI (due to health issues but he chose SSI over SSD) and he bought a car on a loan and has not defaulted on any payments. My credit score of 554 is tied to My bum left leg, Back in 2002 I busted My leg, The Hospital said sign or We leave You on a gurney until You do, No phone or pain relief and as I was uninsured, disabled and unemployed they wanted Me to pay for It, So I signed as I couldn't move and they wouldn't transfer Me to another Hospital where I had coverage(I wanted to go to Arrowhead Regional Medical Center in Colton CA some 40 miles away, Paramedics said No, Said I could go in My brothers pickup as the Nearest Hospital was Desert Valley Hospital in Victorville CA), So My credit was ruined as they stuck Me with a bill for at least $16,000.00 back then that they knew I couldn't pay for, Bastards! The T1 Trust, PRR T1 Class 4-4-4-4 #5550, 1 of America's First HST's ID: 846653 ·

Rush Volunteer tester Send message Joined: 3 Apr 99 Posts: 3131 Credit: 302,569 RAC: 0	Message 846680 - Posted: 30 Dec 2008, 2:25:20 UTC - in response to Message 846624. Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. Then you loan it to them. Isn't it just possible that such people are a worse credit risk in general, one that some lenders aren't willing to loan to? Cordially, Rush elrushbo2@theobviousgmail.com Remove the obvious... ID: 846680 ·

Misfit Volunteer tester Send message Joined: 21 Jun 01 Posts: 21804 Credit: 2,815,091 RAC: 0	Message 846685 - Posted: 30 Dec 2008, 2:30:41 UTC - in response to Message 846680. Mark--who says people on SSD have bad credit??? I think that's an inappropriate deduction. Several years back during one of my surgeries I was out of work for almost 1 1/2 years. I was on SSD with a car loan and paid all my bills. Then you loan it to them. Isn't it just possible that such people are a worse credit risk in general, one that some lenders aren't willing to loan to? Since when do you deal in possibilities. Show the statistical data. You'd demand nothing less for yourself. me@rescam.org ID: 846685 ·

Rush Volunteer tester Send message Joined: 3 Apr 99 Posts: 3131 Credit: 302,569 RAC: 0	Message 846701 - Posted: 30 Dec 2008, 2:46:37 UTC - in response to Message 846685. Then you loan it to them. Isn't it just possible that such people are a worse credit risk in general, one that some lenders aren't willing to loan to? Since when do you deal in possibilities. Show the statistical data. You'd demand nothing less for yourself. What are you talking about? Possibilities? Ford is free to loan money (or not) to anyone they decide to, or don't decide to. That you happen to disagree with their decisions or their experience as lenders is of no concern of theirs. The choice is theirs to loan money or not as they see fit, not as you or Blurf happen to see fit. I have no idea what the average credit score of people on SSI is or isn't. That Ford chooses to loan to individuals or not based on their own rubric is their own decision. Not yours. Cordially, Rush elrushbo2@theobviousgmail.com Remove the obvious... ID: 846701 ·

Misfit Volunteer tester Send message Joined: 21 Jun 01 Posts: 21804 Credit: 2,815,091 RAC: 0	Message 846718 - Posted: 30 Dec 2008, 3:03:21 UTC - in response to Message 846701. Then you loan it to them. Isn't it just possible that such people are a worse credit risk in general, one that some lenders aren't willing to loan to? Since when do you deal in possibilities. Show the statistical data. You'd demand nothing less for yourself. What are you talking about? Possibilities? Ford is free to loan money (or not) to anyone they decide to, or don't decide to. That you happen to disagree with their decisions or their experience as lenders is of no concern of theirs. The choice is theirs to loan money or not as they see fit, not as you or Blurf happen to see fit. I have no idea what the average credit score of people on SSI is or isn't. That Ford chooses to loan to individuals or not based on their own rubric is their own decision. Not yours. Not yours either. So stop babbling about wants and don't wants and produce the statistical data. me@rescam.org ID: 846718 ·

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